UK-regulated · FCA authorised

Move
Money
Globally.

Nova Pay is a UK-based payment services provider offering international money transfers, multi-currency accounts, mass payouts, and prepaid card issuance — for businesses and individuals operating across borders.

Transfer to Berlin
Live rate
You send
£1,250.00
GBP · Sort code 23-14-70
They get
€1,461.32
EUR · SEPA · IBAN
Rate 1 GBP = 1.1690 EUR Fee £0.99 Arrives Same day
No hidden fees
£0.99
Scroll
0+
Countries supported
0+
Currencies held
0%
Platform uptime SLA
1–2
Day typical transfer
What we do

Payments,
cards & accounts.

Three core products, transparently priced. Open an account in under ten minutes — identity verification is completed digitally.

International Transfers

Send funds to 100+ countries with competitive mid-market rates. Fixed fee per transfer plus a currency conversion spread, displayed before you confirm.

Learn more

Business Payment Accounts

Multi-currency accounts with local account details in GBP, EUR and USD. Designed for SMEs, freelancers and international businesses.

Learn more

Prepaid Cards & Mass Payouts

Issue virtual and physical prepaid Mastercard cards. Disburse funds to many recipients via API or dashboard, in one batch.

Learn more
Built different

Four things
that set Nova Pay apart.

The best rates,
hundreds of currency corridors

GBP → EUR
£1,250.00
= €1,461.32

Get the mid-market rate on 30+ currencies. The fee and FX margin are disclosed before you confirm — no surprises.

Customize every
transaction detail

Wallet balance +
£24,400.00
25% than last week

Take full control by setting per-card limits, merchant categories, daily caps, scheduled execution and recurring payouts.

All your accounts,
all your currencies,
in one place

$
£

Access and manage all your accounts, cards and currency wallets from a single, unified dashboard. No more switching tools.

Privacy first:
you set the terms
for your data

Bank-grade encryption.
TLS 1.3 · AES-256 · 2FA enforced

Your data is yours. We do not sell customer data. Decide how, when and with whom your information is shared.

How our pricing works

No hidden
charges. Ever.

Every customer should understand how we generate revenue. All fees are disclosed in full before any transaction is authorised.

  • Transaction fees

    A fixed fee applied to each outbound transfer or payout.

  • Currency conversion margin

    A percentage spread on the mid-market exchange rate, shown at time of transaction.

  • Monthly subscriptions

    Tiered plans for businesses with higher volumes, API access, or dedicated account management.

  • Card issuance fees

    A one-time fee per physical card issued, and a small monthly fee for active virtual cards.

  • API integration

    Bespoke commercial arrangements for platforms embedding Nova Pay payments infrastructure.

Who we serve

Built for
cross-border
businesses.

01

SMEs & Startups

Paying international suppliers, receiving overseas client payments.

02

Freelancers

Receive client payments in foreign currencies. Low-cost withdrawals.

03

E-commerce

Mass payouts to sellers, refunds and multi-currency settlement.

04

Corporates

API-based payroll and disbursements, FX management, card programmes.

05

Individuals

Personal international transfers and multi-currency spending abroad.

In your pocket

Your full
account.
One app.

Multi-currency wallets, prepaid cards, transfers, KYC and payouts — all from a single, secure mobile app for iOS and Android.

Download See features
Download on
App Store
Get it on
Google Play
Multi-currency wallet screen
P2P transfer screen
Dashboard screen
Create card screen
KYC verification screen
30+ currencies

One platform.
every currency.

Hold and convert between GBP, EUR, USD, JPY and 30+ more. Send to 100+ countries via the most cost-effective rail.

Ξ
$
£
¥
R$
kr
A$
CHF
C$
Social Proof

Trusted across
the UK & beyond.

"Nova Pay simplified our supplier payments across six countries. We now process payroll in four currencies without touching our bank."
Priya Sharma
CFO · Loomwork Ltd
"The disclosed FX margin is what won us over. No surprises on the invoice, no awkward conversations with finance."
James O'Connor
Founder · Trellis Studio
"Our marketplace runs 8,000+ seller payouts a week via the API. The reconciliation reports save our finance team a day per cycle."
Mei Tanaka
Head of Ops · Coastline

Ready to
open an account?

Registration takes under ten minutes. Identity verification is completed digitally. No branch visits required.

Open an Account Speak to Our Team